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Frequently Asked Questions
Discover answers to your inquiries about our life insurance services and how we can support you in securing the right coverage. If you have further questions, please don’t hesitate to contact us directly.
Does it cost anything to meet with an insurance broker?
No. There is no fee for meeting with us to review your insurance options. We’re happy to answer your questions and help you understand your choices.
What types of insurance do you offer?
We can help with Life Insurance, Final Expense, Mortgage Protection, Medicare Advantage, Medicare Supplements, Prescription Drug Plans, and Annuities.
Do you work with more than one insurance company?
Yes. As independent brokers, we have access to multiple insurance carriers. Instead of representing only one company, we can compare available options based on your needs.
Can you help me review insurance I already have?
Absolutely. If you already have a policy, we can review it with you, explain how it works, and help you determine whether it still meets your needs.
When should I start looking at Medicare options?
It’s a good idea to begin learning about your options before you turn 65. We can help explain Medicare Advantage, Medicare Supplement plans, and Prescription Drug Plans so you can better understand your choices and enrollment periods.
What is the difference between Medicare Advantage and a Medicare Supplement?
They work differently and each has its own costs, benefits, and considerations. We can walk you through the differences and help you compare options based on your healthcare needs and preferences.
How much life insurance do I need?
There isn’t one amount that works for everyone. We look at factors such as income, debts, mortgage obligations, family needs, final expenses, and long-term goals to help determine an appropriate amount of coverage.
What is an annuity?
An annuity is an insurance product designed to help with long-term financial planning and can provide options for accumulating money and/or creating an income stream. We can explain the different types and whether an annuity may fit your goals.
Can you help me protect my mortgage if something happens to me?
Yes. We can discuss life insurance options designed to help your family manage mortgage and other financial obligations in the event of your death.
Do you offer services in Spanish?
Yes! Hablamos Español. We’re happy to explain your options and assist you in either English or Spanish.
Do I have to come into the office?
No. We can assist clients in person, over the phone, or virtually, depending on your needs and location.
How do I get started?
Simply contact us or schedule an appointment. We’ll talk about what you’re looking for, answer your questions, and help you explore your options—without pressure.
Still have questions?
We’re here to help.
Insurance doesn’t have to be confusing. Schedule a no-obligation conversation with a CIMA Insurance Solutions broker.